*{box-sizing:border-box}body{margin:0;font-family:var(--font-site-body);font-size:var(--site-body);line-height:var(--site-body-lh);color:var(--color-gray-900);background:var(--color-white)}
h1,h2,h3{font-family:var(--font-site-display);color:var(--color-navy-900);margin:0}
a{color:var(--color-teal-600)}a:hover{color:var(--color-navy-900)}
.wrap{max-width:var(--content-max);margin:0 auto;padding:0 32px}
.skip{position:absolute;left:-9999px;top:0;background:var(--color-navy-900);color:#fff;padding:12px 20px;z-index:10}.skip:focus{left:0}
header{border-bottom:1px solid var(--color-gray-200)}
.nav{display:flex;align-items:center;justify-content:space-between;height:72px}
.brand{font-family:var(--font-site-display);font-weight:700;font-size:20px;color:var(--color-navy-900);text-decoration:none}
.nav ul{display:flex;gap:28px;list-style:none;margin:0;padding:0}
.nav ul a{text-decoration:none;color:var(--color-gray-900);font-size:15px}.nav ul a:hover{color:var(--color-teal-600)}
.btn{display:inline-block;border-radius:var(--radius-sm);padding:12px 24px;font-size:16px;font-weight:600;text-decoration:none;cursor:pointer;border:none;font-family:var(--font-site-body)}
.btn:focus-visible{outline:3px solid var(--color-gold-500);outline-offset:2px}
.btn-primary{background:var(--color-navy-900);color:#fff}.btn-primary:hover{background:#0F2438;color:#fff}
.btn-secondary{background:transparent;color:var(--color-navy-900);box-shadow:inset 0 0 0 1.5px var(--color-navy-900)}.btn-secondary:hover{background:var(--color-sky-100);color:var(--color-navy-900)}
.hero{padding:96px 0 72px;background:linear-gradient(180deg,var(--color-sky-100) 0%,var(--color-white) 100%)}
.eyebrow{font-size:var(--site-small);line-height:var(--site-small-lh);letter-spacing:0.12em;font-weight:600;color:var(--color-teal-600);text-transform:uppercase;margin:0 0 16px}
.hero h1{font-size:var(--site-display);line-height:var(--site-display-lh);font-weight:700;max-width:720px}
.hero p.sub{font-size:var(--site-body-lg);line-height:var(--site-body-lg-lh);color:var(--color-gray-600);max-width:var(--reading-max);margin:24px 0 32px}
.cta-row{display:flex;gap:16px;flex-wrap:wrap}
.trust{font-size:var(--site-small);line-height:var(--site-small-lh);color:var(--color-gray-600);max-width:640px;margin-top:28px;padding-top:20px;border-top:1px solid var(--color-gray-200)}
section{padding:72px 0}
.sec-h{font-size:var(--site-h2);line-height:var(--site-h2-lh);font-weight:700;margin-bottom:40px}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.card{border:1px solid var(--color-gray-200);border-radius:var(--radius-md);padding:28px;background:var(--color-white)}
.card h3{font-size:var(--site-h3);line-height:var(--site-h3-lh);margin-bottom:12px}
.card .k{display:inline-block;font-size:12px;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;color:var(--color-gold-500);margin-bottom:14px}
.card p{margin:0;color:var(--color-gray-600);font-size:15px;line-height:24px}
.how{background:var(--color-sand-100)}
.how p.big{font-size:var(--site-h3);line-height:var(--site-h3-lh);font-family:var(--font-site-display);color:var(--color-navy-900);max-width:var(--reading-max);margin:0}
.steps{display:flex;gap:12px;flex-wrap:wrap;margin-top:32px}
.step{background:var(--color-white);border:1px solid var(--color-gray-200);border-radius:999px;padding:10px 20px;font-size:15px;color:var(--color-navy-900)}
.step b{color:var(--color-teal-600);font-weight:700;margin-right:8px}
.callout{background:var(--color-sky-100);border-radius:var(--radius-lg);padding:48px;display:flex;gap:32px;align-items:flex-start}
.callout h2{font-size:var(--site-h2);line-height:var(--site-h2-lh)}
.callout p{max-width:var(--reading-max);color:var(--color-gray-900);margin:16px 0 0}
.split{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.panel{border-radius:var(--radius-lg);padding:48px}
.panel h2{font-size:var(--site-h3);line-height:var(--site-h3-lh);margin-bottom:16px}
.panel p{color:var(--color-gray-600);margin:0 0 24px}
.panel-navy{background:var(--color-navy-900)}.panel-navy h2{color:#fff}.panel-navy p{color:#B9C6D2}
.final{background:var(--color-navy-900);text-align:center;padding:96px 0}
.final h2{color:#fff;font-size:var(--site-h1);line-height:var(--site-h1-lh);max-width:880px;margin:0 auto 40px;font-weight:700}
.final .btn-secondary{color:#fff;box-shadow:inset 0 0 0 1.5px rgba(255,255,255,0.6)}.final .btn-secondary:hover{background:rgba(255,255,255,0.1);color:#fff}
footer{background:#0F2438;color:#B9C6D2;padding:56px 0 28px;font-size:var(--site-small);line-height:var(--site-small-lh)}
footer a{color:#B9C6D2;text-decoration:none}footer a:hover{color:#fff}
footer h3{color:#fff;font-size:13px;font-family:var(--font-site-body);font-weight:600;letter-spacing:.02em}
.footcols{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:36px 24px}
.footcols ul{list-style:none;margin:14px 0 0;padding:0;display:flex;flex-direction:column;gap:10px}
.footbottom{display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap;margin-top:44px;padding-top:24px;border-top:1px solid rgba(255,255,255,.12)}
.footbrand{display:flex;align-items:center;gap:10px;color:#fff;font-family:var(--font-site-display);font-weight:700;font-size:18px}
.footmeta{display:flex;gap:20px;align-items:center;color:#8CA0B3;flex-wrap:wrap}
@media (max-width:1023px){.cards{grid-template-columns:repeat(2,1fr)}.split{grid-template-columns:1fr}.hero h1{font-size:40px;line-height:46px}.nav ul{display:none}}

.orb-mark{width:34px;height:34px;border-radius:50%;flex-shrink:0;position:relative;overflow:hidden;background:radial-gradient(circle at 32% 26%, #FFD5FF 0%, #94AFFF 34%, #2BE4FF 58%, #7F9FFF 78%, #F73398 108%);box-shadow:0 0 16px rgba(248,214,109,.5)}
.orb-mark::after{content:"";position:absolute;left:18%;top:16%;width:58%;height:58%;border-radius:50%;background:radial-gradient(circle,rgba(255,255,255,.6),transparent 70%)}
.btn-gold{background:var(--color-gold-cta);color:var(--color-navy-900)}.btn-gold:hover{background:#EDBE33;color:var(--color-navy-900)}
.hero-grid{display:grid;grid-template-columns:1.02fr .98fr;gap:48px;align-items:center}
.hero-art{width:100%;height:auto;border-radius:var(--radius-lg);display:block}
@media (max-width:1023px){.hero-grid{grid-template-columns:1fr}.hero-art{max-width:520px;margin:0 auto}}

.topbar{background:var(--color-white);border-bottom:1px solid var(--color-gray-200)}
.topbar .wrap{display:flex;justify-content:flex-start;align-items:center;height:40px}
.aud{display:flex;margin-left:-16px}
.aud a{font-size:13px;font-weight:600;text-decoration:none;color:var(--color-gray-600);padding:0 16px;line-height:1.3}
.aud a+a{border-left:1px solid var(--color-gray-200)}
.aud a:hover{color:var(--color-navy-900)}
.aud a.on{color:var(--color-navy-900);text-decoration:underline;text-underline-offset:4px}

.auth{display:flex;align-items:center;gap:18px}
.login{font-size:15px;font-weight:600;text-decoration:none;color:var(--color-navy-900)}.login:hover{color:var(--color-teal-600)}